If you're still not convinced that you should use a Realtor; one of the major factors is likely the perceived cost of working with one. Faith based communities are also a good source of important information as members of congregations are often more than happy help. They contact potential clients, make sales presentations, and maintain client accounts. Pre-foreclosures are typically assumed to be a better bet in terms of home condition, but don't forget that a homeowner is in pre-foreclosure because the owners could not keep up with their monthly mortgage payments.

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Determine the type of home that meets your lifestyle. If the inspection reveals major problems with the home, you can ask the seller to fix the problem, reduce the price, or cancel the contract.