As a sidebar i want to recommend "American Funds" (they have lost their butt too inside of downturn). The team a team approach. It's highly unlikely that 8 people accountable for a fund will all make drinks . mistake. That would be obviously questionable, and it would be the investor's responsibility for deception. American has endured since the 1930's and probably will be around when Bernie gets out of jail. He should consider investing in Am. Fds. slot machine club in kl year 2160, when he gets costless. A $10,000 investment in one of their own original funds in 1934 (with dividends reinvested, very important) may well be worth 40+ mil. today. A $10,000 home in 1934 is worth about 50 mil of late?

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