Finances: The holidays are a time when many people are under financial demands. Often it is because there is a certain expectation that a gift has to be bought for everyone. Even if you go to the $10 dollar gift bin at your favorite store, the dollars can add up pretty quick. Many people charge what they want to buy on a credit card then get the depressing news in January of how much they spent.

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There are some cable TV providers which can ask for exorbitant fees but offer only limited channels. There is also no cap on the cost so the rates can just increase without giving much notice to the subscriber.

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