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The specialty Ed Hardy cap has the design embroidered on the front panel of the cap. Some of the designs actually flow down on to the brim of the cap, while others have accessories adorning the brim such as chains or metal studs, and sometimes a few rhinestones. Each one is a Don Ed Hardy design perfectly portrayed on fabric.

I mean this guy took his team to the playoffs in his third year with the Cavaliers. He was averaging 30.8 points, 8.1 rebounds, and 5.8 assist in the playoffs that year. Talk about earning your money's worth.

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Those who can wait until age 70 to begin receiving payouts get the advantage of retirement credits. These can add an additional 5 - 8% onto your monthly benefits. The amount of credit eligibility depends on your age, with anyone born after 1943 getting the full 8%. There is no additional benefit increase after you reach age 70.