Part 2 stated that you need to get people working for you and duplicate your work online with an MLM business and eBots. eBots are anything and everything that continues online 24/7 like videos or email autoresponders or web sites.

Then the recession came, real estate values plunged, and many borrowers were suddenly unable or unwilling to make their payments. Because of the collapse of the housing market, the homes that lenders held as security had, in many cases, lost their value. Borrowers who were unable to pay off the loans by selling their homes frequently had no choice but to default, leaving banks with the often impossible task of collecting the outstanding debt. In 2009, lenders had to write off $11.1 billion in home equity loans and $19.9 billion in home equity lines of credit as uncollectible. Borrowers lost their homes and emerged with Ultimate Hat's guide damaged credit histories.

A baptism - you're the godmother? Try a soft flowing skirt and a cap sleeve blouse. Or how about a nice light shift topped with a print jacket. You'll look stylish but you won't be over done. Pay attention to the shoes on your feet - classy but comfort is important because you'll be standing for a while. Add some light jewelry, a pair of baguette studs and a chain and you'll be ready.

The rest of the 6-7% return they say you should safely earn is entirely based on the stock market. More correctly, you are guaranteed of earning 2.25% if you leave all of your money in the equity-indexed annuity for 10 years. Any additional earnings are subject to the performance of the stock market.

buying hats Keep a pair of shoes in the particular office that didn't touched the wintry ground outside. When you wear socks with all your shoes, change into an innovative pair of warm socks whenever you reach your office each morning.

But maybe the best part of the show was the encore when it was just James, Carole and his guitar singing in sweet harmony to, "You can close your eyes." I did....it was just perfect!