I was just getting into the tax business when the Tax Reform Act of 1986 passed. The rule on interest deductions made no sense to me, so I asked the experienced CPAs who were training me to explain it. It turned out the exception made no sense to them, either. Why would the government want to encourage an explosion of second mortgages, a term once used somewhat derisively? Wouldn't the rule just prompt people to get into debt over their heads and then lose their homes? The answer was that it would, and it did.

There is a real need for sleep when you are working out. As you are probably aware it is really hard on your body just having a workout so you need to rest and sleep to heal your body before your next workout. Another good reason to sleep enough is to make sure that you not only recuperated from that last workout but that you have something left in The Hat guide blog your tank for the next workout.

Well, we can easily grab our respective guitars, point our feet to another friendly guitarist's place and jam together for a few hours. Find a local coffee shop for an informal pass-the-hat type gig and somebody in the room is bound to introduce themselves as a closet Jazz guitarist. Suddenly there are three and so the "Jazz guitar geography" grows.

This costume really sums up all childhood memories of reading. Not only did I grow up on Cat in the Hat, now my boy who is in elementary school is growing up on it too. I absolutely love this costume for that fact! It really shows reading is fun!

brim fedora hat About.com offers cross stitchers an adorable pattern that features a snowman family. There are four snowmen in a row, a child snowman, two parents and another snowman. All of them are wearing different colored scarves.

The skin of the scalp is sensitive, and regular sunscreen can irritate it. For thinning hair, look for a sunscreen without parabens or sulfates. The best sunscreens for thin hair free of all irritants and is dermatologist tested. Scalp Saver can be used on sensitive skin because it is free of fragrances, parabens, colorants and sulfates.

Now if the market falls, you still get a guaranteed return, even if it's 0%, 1% or 2%. The bottom line: your money is protected when the market isn't growing and it grows when the market does.

cap Lodging options are limited in the area.