When I finally arrived home, it was Midnight. Walking into the house, I saw all the gifts under the tree. I thought of all the time it took me to get home for Christmas. It was all worth it. In the morning, I would be celebrating Christmas with my family. When all is said and done, family is all we have. A job is a job, but family is forever.

So with all this in mind, the age you choose to retire does not necessarily affect your total Social Security benefit. The administration has calculated a set point for everyone at age 67. Thus, beginning payouts at age 62 or age 70 should equate to the same amount of money. The only difference is the amount you will see on a monthly basis.

Hitting the surf and playing in the sea air makes people hungry. Bringing along some favorite snacks for the little ones keeps them happy. Airtight and waterproof containers are practical choices. A cooler with ice or freezer packs will help to keep things cold when needed. Keep in mind that sand will stick to wet cans and hands, so pack extra napkins and towels to dust off the sand. Picnic baskets are helpful for carrying food that doesn't need to be kept cold. It's also a good place to keep extra toys and medicine for the kids.

The service is generally decent in the Crazy Horse. Everyone usually seems pretty friendly. The wait staff in the restaurant are usually very helpful at giving recommendations on wstetson cowboy hats for men to order and discussing the specials. In the bar sometimes the service can suffer, because often there is just one or two bartenders and one or two waitresses. This usually only happens on a weekend, and only if you are ordering food. Eat in the restaurant if you wish to dine on the weekend.

KALIMPONG - Across the river, Teesta lies lush Kalimpong. The road weaves lazily up a steep incline to suddenly open up to an unexpected panorama. The first sight to greet the eye is the steeple of the Mac Farlane Church. Once the headquarters of a Bhutanese Governor, the word kalim means king's minister and pong, the stronghold. It is also called Kalimpong or the black spur by the locals. However, the meaning that is popularly accepted is the Lepcha translation of the name which is "the ridge where we play" as the local tribesmen used to organize field sports here.